Which of the following is most responsible for El Niño -The calming down of trade winds in the Pacific, which leads to the buildup of warm water.
-Disruption of the Gulf Stream
-Unusually cold water in the Atlantic causes an increase in wind activity.
-Death of plankton and fish in the northern hemispheres

answer; the above statement is (true);

after lydia compare her check register to her bank statement, and the ending balances do not seem to match. then, she must make a bank reconciliation by putting the data all together.

to do this, she need to determine the bank ending balance. after, add the deposits in transit then deduct the outstanding checks. moreover, if the actual checkbook balance does not equal this number, check again for transporting errors by subtracting the balances and add the difference to nine. sometimes, a mathematical error can happen but a bank reconciliation is a great tool to resolve the discrepancies.