Your used car payment will be $250 per month. What financial challenge do you now face?

My car payment is higher than my discretionary spending.

Explanation:

If the car payment is going up, then the car payment may be higher than your discretionary spending. Discretionary spending is money that the government has implemented through an appropriations bill. This money is given to participents based on the funding available and the number of recipients eligible to receive funding.

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