Why did a merchant class never develop in 18th and 19th century Russia? subject - world history ap

please help thank you in advance (also fake/spam answers will be reported i really need help)

answer: all of the above

identity theft, is stealing other person's identity to commit fraud or other crimes. identities, are stolen through hi tech and low tech methods and all these can result in the consequences mentioned above. because a criminal when has stolen your identity, can get a loan under your name which will increase a debt burden on the victim, it will also make it harder for the victim to get a loan in the future due to poor credit history and as a result may face loss of a job. there will be a loss of money since the criminal can even rent or buy an apartment under your name.

answer:

d

explanation:

answer:

a b d : p

explanation: