Plz help im confused! When a bank provides a loan for a large consumer purchase, the nominal interest rate is

the real interest rate minus expected inflation
the sum of actual inflation and the real interest rate (I put this one and it said wrong)
set with no consideration of expected inflation
always less than the real interest rate
the advertised rate, unadjusted for inflation

please no links i will report them

the answer to the question is punishment. or more specifically, positive punishment.

positive punishment occurs when a behavior is given a negative consequence for the individual doing the behavior.

sara no longer wants to ask questions (the behavior) because she is ridiculed by mr. smith (the punishment).

reinforcement is inaccurate because reinforcement always gives positive consequences for the individual doing the behavior, be it by introducing a pleasant consequence or removing an unpleasant one.

the correct answer is in fact b. spring tides are the highest, while neap tides are the lowest.

whats the novel? were's the worksheet. i need more information.