An increase in deductibles for insurance claims translates to which change in an insurance policy when all other factors are held constant?
o less coverage
o lower premiums
O higher premiums
O greater coverage

Which of the following is characteristic of an ethnic religion? a.) the religion has spread far beyond its hearth. b.) the religion is not focused on a particular region. c.) the religion is centered on the message of a prophet. d.) the religion attempts to appeal to people everywhere. e.) the religion does not actively try to convert others

Along with removing drugs from the body, the kidneys also a. balance ph levels b. release hormones that regulate blood pressure c. release hormones into the stomach d. a and b

Which of the following situations would most likely occur if a human-induced event caused the ocean water to become the same temperature around the world? deep ocean current circulation would increase salt distribution around the world's oceans. surface ocean current circulation would distribute heat around land masses at a faster rate. new, fresher water would float on top of dense salt water and limit thermohaline circulation. some land masses in the northern hemisphere would start to warm up over time, melting snow and ice. runoff of surface freshwaters and rainfall would no longer have an effect on the salinity of ocean waters.