Which type of interest rate gives the most accurate measure of the amount a borrower will really pay in interest, because it takes into account compounding that happens during the year?

APY. This accounts for the complications of

the answer is z.

the human body has five levels of organization. level 1: cells. cells are the basic units of life and form the first level of organization. cells in the human body have specific functions. examples include nerve cells, blood cells, liver cells, and so on.