What can you expect when you ask clients for testimonials?
a. they'll want to come up with full-blown ideas.
b. they'll be happy to approve a testimonial you've written.
c. they'll take the time to write up a testimonial and mail it to you.
d. they'll know exactly what you want.

When the federal reserve buys and sells bonds to member banks, it is called a. monetary policy b. reserve ratio c. interest rate adjustment d. open market operations

Stosch company's balance sheet reported assets of $112,000, liabilities of $29,000 and common stock of $26,000 as of december 31, year 1. if retained earnings on the balance sheet as of december 31, year 2, amount to $74,000 and stosch paid a $28,000 dividend during year 2, then the amount of net income for year 2 was which of the following? a)$23,000 b) $35,000 c) $12,000 d)$42,000

Which of these is an example of innovation?