Is the institution through which the state maintains social order, provides public services, and enforces decisions that are binding on all people living within the state?

The answer is "Government".

Government refers to a gathering of individuals that governs a community or unit. It sets and oversees open strategy and activities official, political and sovereign power through traditions, establishments, and laws inside a state. A government can be grouped into numerous kinds -democracy, republic, monarchy, aristocracy, and dictatorship are just a few.

The easiest thought of government is the individuals who run over individuals and land.  

The general population who administer can enable others to claim arrive. It is a deed by government that gives this privilege in the manner in which that laws portray. Some think they have the privilege to hold arrive without government permission.

i would say a certificate of deposit, so you're not locked into a long term, and it has more security than a mutual fund.