An employee who calls in sick to work so that they can attend social function lacks
a) time management skills
b) energy management skills
c) integrity
d) interpersonal skills

I would like to say C if i’m not mistaken

I would go with c integrity simply because integrity means being honest hardworking and having strong moral principles and obviously the employee isn’t showing any of that so C integrity

correct, but each time you dont pay the price of the penalty can increase.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.