How does investing in the stock market differ from putting money in a savings account at a bank?
a) investing is less risky than saving
b) if you want to make a down payment on a car loan within the next 6 months, investing is the best option since you will earn more than a savings account
c) you have less of a chance of losing money when you invest compared with saving
d) you have the opportunity to make more money when you invest compared to what you can earn putting your money in a savings account

Skychefs, inc. prepares in-flight meals for a number of major airlines. one of the company's products is grilled salmon in dill sauce with baby new potatoes and spring vegetables. during the most recent week, the company prepared 4000 of these meals using 960 direct labor hours. the company paid these direct labor workers a total of $19,200 for this work, or $20.00 per hour. according to standard cost card for this meal, it should require 0.25 direct labour-hours at a cost of $19.75 per hour.1. what is the standard labor-hours allowed (sh) to prepare 4,000 meals? 2. what is the standard labor cost allowed (sh x sr) to prepare 4,000 meals? 3. what is the labor spending variance? 4. what is the labor rate variance and the labor efficiency variance?