Determine whether each of the following topics would more likely be studied in microeconomics or macroeconomics. a. the effect of government regulation on a monopolist's production decisions. b. the effect of federal government spending on the national unemployment rate. c. the effect of an increase in the money supply on the rate of inflation.

answerblank(1) starts; blank(2); // cash cows;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.