Which of the following involves a creditor beneficiary relationship? a. a contract where the insured names a bank with which he has a loan as the beneficiary of a life insurance policyb. a contract between an employer and a union representing the employees, which contract is made for the benefit of the employeesc. a contract between the owner of a building and the contractor stating that the contractor will pay his employees at a stated rated. a contract between a governmental unit and business for services to be rendered to area citizens

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Peppy knows a lot about marketing, but not much about the legal or financial aspects of starting a new business. he wants to consult with a lawyer and accountant, but his budget is tight with all of the expenses involved in getting peppy's pizzazzeria up and running. peppy should: trust his basic instincts and try to put it together without the advice of lawyers and accountants. delay talking with a lawyer and accountant until the business has established a positive cash flow for at least one year. immediately hire full-time lawyers and accountants for his staff. consult with a lawyer and accountant even though the budget is tight.

What criteria does a company have to meet to be considered a monopoly?