You decide to use your department store charge card .. a lot! after seven weeks you have racked up $1,400 of debt. your minimum monthly payment is $45, and is paid at the end of each month. if the apr is 16.80%, how long will it take you to pay the loan off? (assume that you make the minimum payment until the debt is entirely paid off.) no solution, you will never pay off the debt. 41 months 131 months 55 months