Thirty-five members of the ortiz extended family were spread across three states—illinois, new york and florida—and they rarely were able to get everyone together. for 2018, mary elizabeth ortiz decided to surprise her family by booking a mountain retreat for the entire clan. she especially wanted to celebrate her uncle's return from overseas military service. on september 15, 2018, mary rented a spectacular lodge in the tennessee smoky mountains with over 20 bedrooms and an incredible view, paying in advance the full $2,500 per night fee for 3 evenings, but not purchasing travel insurance. the lodge had the following cancellation policy: "a sixty (60) day notice is required for cancellation. cancellations that are made within 60 days of the arrival date, for any reason, forfeit the full advance payment and reservation deposit. you are advised to purchase travel insurance separately if cancellation costs are a concern." the rental contract also stated that the only exception would be for "acts of god, such as fires or earthquakes." one week before , mary's uncle had a heart attack and was hospitalized. the next day, november 16, 2018, mary cancelled the reservation, and requested a full refund, which the lodge refused to provide. does mary have a claim for the return of her $7,500?