Timmy's friend shonda, is obese. timmy knows that shonda's family really likes mcdonald's and often buys a lot of snack foods and sweets so that shonda is often around lots of unhealthy food. however, timmy also knows that her family can only afford mcdonald's because they are poor and that they live in an area where there aren't any grocery stores nearby (known as food desserts). timmy also knows that the government subsidizes food production in the u. s. and that most of that money goes towards dairy, grain, and meat food products rather than fruit and vegetables. this makes it so that most fruit and vegetables are often more expensive than the mcdonald's meals that shonda and her family eat so much. in realizing these things, timmy is using:

Ummit record company is negotiating with two banks for a $157,000 loan. fidelity bank requires a compensating balance of 24 percent, discounts the loan, and wants to be paid back in four quarterly payments. southwest bank requires a compensating balance of 12 percent, does not discount the loan, but wants to be paid back in 12 monthly installments. the stated rate for both banks is 9 percent. compensating balances will be subtracted from the $157,000 in determining the available funds in part a. a-1. calculate the effective interest rate for fidelity bank and southwest bank. (do not round intermediate calculations. input your answers as a percent rounded to 2 decimal places.) a-2. which loan should summit accept? southwest bank fidelity bank b. recompute the effective cost of interest, assuming that summit ordinarily maintains $37,680 at each bank in deposits that will serve as compensating balances

Edna gomez is the founder of the restaurant chain good and green. she ensures that the products in her stores are ethically and responsibly sourced. most products are therefore 100 percent organic and all packaging is manufactured from recycled material. also, her company sources ingredients from farms within 100 miles from her locations. edna's belief is that her restaurants should be able to support the community at large. which of the following terms best describes edna gomez? a. headhunter b. category captain c. social entrepreneur d. trade creditor

What legislation increased the ability for federal authorities to tap telephones and wireless devices, tightened the enforcement of money laundering activities, as well as broadened powers toward acts of terrorism and acts such as drug trafficking?