Raul is 27 years old, and he owns his car, which he uses to get to work. his collision deductible is $100, and he does not have comprehensive coverage. if his car's safety rating is 20, how much does he pay each month for car insurance?
a) $234.86
b) $210.45
c) $158.76
d) $225.50

The returns on the common stock of maynard cosmetic specialties are quite cyclical. in a boom economy, the stock is expected to return 22 percent in comparison to 9 percent in a normal economy and a negative 14 percent in a recessionary period. the probability of a recession is 35 percent while the probability of a boom is 10 percent. what is the standard deviation of the returns on this stock?