In part, because of the workplace origins of illness and accident insurance, the perception of employers' obligation to cover all or part of health insurance premiums persisted as the scope of coverage broadened and the cots increased. however, in recent years, rising premiums caused increasing numbers of employers to shift larger shares of premiums to their workers. discuss your opinion about employers' responsibility to fund all or part of health insurance premiums for their employees.

ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'

you're crazy if you think that someone is going to write a 500 word report for you.

answer(b) revenue account which increases;