Siobhan wants to join a new health club. her roommate belongs to a club that siobhan heard about on the radio. she decides to use her roommate's free guest passes to try out the club to see if it meets her needs. what stage of the consumer adoption process does this represent?

10. which of the following is true regarding preretirement inflation? a. defined-benefit plans provide more inflation protection than defined-contribution plans. b. because of preretirement inflation, possible investment-related growth is increased for defined-contribution plans. c. all types of benefits are designed to cope with preretirement inflation. d. preretirement inflation is generally reflected in the increase in an employee's compensation level over a working career.

If an investment has 35 percent more nondiversifiable risk than the market portfolio, its beta will be:

Which of the following tends to result in a decrease in the selling price of houses in an area? a. an increase in the population of the city or town. b. an increase in the labor costs of construction. c. an increase in the income of new residents in the city or town. d. an increase in mortgage interest rates.