An owner of a 12-unit apartment building lived in one of the apartments. the owner refused to rent to a person because of his national origin. based on federal fair housing laws, does the prospective tenant have a valid complaint?
1 no, because the owner did not discriminate in advertising.
2 no, because the owner lived there.
3 yes, because of regulation z.
4 yes, because it was a 12-unit apartment building.

3. Yes, because of Regulation Z.

Explanation:

Any discrimination made on the origin of nationality is illegal and is an offence. The federal Fair Housing Act of 1968 and the federal Fair Housing Act Amendments Act of 1988 prohibits any owner to make any discrimination made on race, colour, sex, national origin, religion age or familial status, etc. Therefore the prospective tenant has a valid complaint against the owner who refused to rent the apartment to the person who is from different national origin. This shows discrimination against national origin and is illegal. Thus the tenant can place a complaint against the owner of the 12 unit apartment.

Thus the answer is 3. Yes, because of Regulation Z.