When developing e-business systems, an in-house solution usually requires a for a company that must adapt quickly in a dynamic e-commerce environment.

greater initial investment but provides more flexibility

Explanation:

Electronic business and mobile business refer to operations using the Internet and other networking technologies. E-business includes electronic commerce, customer and supplier relationship management, and business collaboration. M-business is the extension of e-business to mobile devices, such as smart phones and other handheld devices.  e-business offers more flexibility and employees can do their work while commuting or during business trips. Managers can conduct virtual meetings with their full-time employees and freelance consultants, some of whom may be working from home. User profiles can port seamlessly from the office desktop to the mobile device, and fast data transfer can take place between the two. However, this flexibility depends on a fast and reliable network connection, because m-business comes to a halt if the mobile network goes down. e-business allows businesses the flexibility of implementing as much as they need today and scaling up as necessary in the future. For example, a small consulting business can start with a basic desktop computer and a high-speed connection to the Internet to keep in touch with its clients, consultants and even competitors

the answer choices are:

provides online banking

provides automatic payment services

provides home loans by using saving accounts

accept tax return refunds

hopefully someone can answer the question now lol

answerskimming;