Richard e-mailed me that he and monica differed about the impact of his extra spending over the past 15 years. he calculated it at about $3,000 a year. he said the total cost of $45,000 was well within his capability to make up. monica said the cost was much higher and asked that they compute it. they had been offered an investment of $20,000 that would pay $70,000 in 20 years. they want to know if they should take it. finally, richard could sign up for an annuity at work. it would cost $100,000 at age 65 and provide payments of $8,000 per year over his expected 17-year life span. he wants to know if it is attractive. the appropriate market rate of return on investments is 7 percent after tax. calculate what the $3,000-per-year deficit, had it been invested, would have amounted to at the end of the 15-year period.

Which p shifts to consumer in the four cs of the alternate marketing mix? a) promotion b) product c) place d) price

Which of the following statements is correct? a. two firms with identical sales and operating costs but with different amounts of debt and tax rates will have different operating incomes by definition. b. free cash flow (fcf) is, essentially, the cash flow that is available for interest and dividends after the company has made the investments in current and fixed assets that are necessary to sustain ongoing operations. c. retained earnings as reported on the balance sheet represent cash and, therefore, are available to distribute to stockholders as dividends or any other required cash payments to creditors and suppliers. d. if a firm is reporting its income in accordance with generally accepted accounting principles, then its net income as reported on the income statement should be equal to its free cash flow. e. after-tax operating income is calculated as ebit(1 - t) + depreciation.

The state in which the manufacturing company you work for is located regulates the presence of a particular substance in the environment to concentrations ≤ x. recently-released, reliable research endorsed by the responsible federal agency conclusively demonstrates that the substance poses no risks at concentrations up to 5x. your company has asked you to consider designing a new process with a waste discharge stream containing up to 2x of the substance. based on the stated conditions, describe this possible.