How does your current ( or future) employment affect your social security or medicare benefits?

Social Security benefits may be affected by a variety of factors, but your earned income is one of the most important. Your benefits in retirement are largely dependent on the wages you received while working since the Social Security taxes taken out of your paycheck are based on that amount. If you are still working and at retirement age, you can receive benefits while earning other income; depending on your age, you can also reduce and delay your Social Security payouts. Other important factors for determining Social Security benefits include inflation and the formula used by the Social Security Administration in its calculations.

Explanation:

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forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.