You are planning your retirement in 10 years. you currently have $169,000 in a bond account and $609,000 in a stock account. you plan to add $7,100 per year at the end of each of the next 10 years to your bond account. the stock account will earn a return of 10.75 percent and the bond account will earn a return of 7.25 percent. when you retire, you plan to withdraw an equal amount for each of the next 21 years at the end of each year and have nothing left. additionally, when you retire you will transfer your money to an account that earns 6.5 percent. how much can you withdraw each year in your retirement

Clara client has just been presented with a standard representation agreement by the law firm of yatz & berger. clara's first language is german. although she speaks and reads everyday english quite well, the legal terms in the contract confuse her. yatz & berger should question 90 options: have someone in the firm, if possible, or a translator from outside of the firm, explain the terms of the contract thoroughly until clara has a full and complete understanding of its terms. advise clara to take the contract home and study it before signing it. have a paralegal explain the most important clauses in the contract to clara in smaller, plain english words. advise clara to sign the contract and take her copy home for study.