Business, 25.10.2019 19:43 Serenitybella

10. key features of life insurance policies aa aa the following is an excerpt from a hypothetical conversation between an insurance agent and a client who is in the final stages of purchasing a $200,000 whole life insurance policy. fil in the blanks to provide the correct information regarding key features of life insurance policies we need to discuss a few things before finalizing your policy. first, the beneficiary clause. who would you like to name as your entire death benefit? agent: beneficiary, that is, the person who will receive the client: that would be my wife, susan agent: okay, and in the event that she does not outlive you, the benefits will be distributed among your beneficiaries. who will those be? client: my children excellent. now, how would you like your benefits to be distributed? we offer lump sum, interest-only, fixed-period, fixed-amount, and life-income payments agent: client: well, i'd like my beneficiaries to receive regular payments until the policy runs out. agent: in that case, i recommend settlement option okay, good to know. and if i choose to terminate the policy before maturity, do i receive the cash value? client: agent: client: got it. anything else? agent: you're all set!

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