Arep at the firm has been working on determining appropriate investments for a client. the rep comes to the conclusion that a deferred variable annuity will be the best choice for this particular client. what determination must be documented by the rep in relation to the investment in the deferred variable annuity under finra regulations?
(a) the rep and the member firm must confirm the age and identity of all beneficiaries to the account and ensure that account assets can be transferred freely.
(b) the rep must document the client's need or benefit of growth that is tax-deferred in the annuity.
(c) the rep and the member firm must determine whether or not the customer has exchanged variable annuities within the past year.
(d) the rep must document any arrangements between the firm and the rep in relation to sharing agreements at the firm.

In allentown, pennsylvania, in the summer of 2014, the average price of a gallon of gasoline was $3.68long dasha 22-cent increase from the year before. many consumers were upset by the increase. one was quoted in a local newspaper as saying, "it's crazy. the government should step in." source: sam kennedy, "valley feeling pain at the pump," (allentown, pa) morning call, june 21, 2014. suppose the government had stepped in and imposed a price ceiling equal to old price of $3.46 per gallon. a. using the line drawing tool, draw and label the price ceiling. carefully follow the instructions above, and only draw the required object.

The following account balances at the beginning of january were selected from the general ledger of fresh bagel manufacturing​ company: work in process inventory ​$0 raw materials inventory $ 29 comma 000 finished goods inventory $ 40 comma 900 additional​ data: 1. actual manufacturing overhead for january amounted to $ 62 comma 600. 2. total direct labor cost for january was $ 63 comma 600. 3. the predetermined manufacturing overhead rate is based on direct labor cost. the budget for the year called for $ 255 comma 000 of direct labor cost and $ 382 comma 500 of manufacturing overhead costs. 4. the only job unfinished on january 31 was job no.​ 151, for which total direct labor charges were $ 5 comma 700 ​(1 comma 000 direct labor​ hours) and total direct material charges were $ 14 comma 400. 5. cost of direct materials placed in production during january totaled $ 123 comma 300. there were no indirect material requisitions during january. 6. january 31 balance in raw materials inventory was $ 35 comma 200. 7. finished goods inventory balance on january 31 was $ 35 comma 400. what is the cost of goods manufactured for​ january

One of the benefits of a well designed ergonomic work environment is low operating costs is true or false