Al and sal are twins. al is given a fifteen-year annuity with end-of-year payments. the first payment al receives, precisely one year from the date he is given the annuity, is for $100, and then subsequent payments decrease by 4% annually. sal is given an nyear level annuity that has the same present value as al’s when the present values are calculated using i = 5%. again calculated using i = 5%, the accumulated value at the end of n years of sal’s annuity is $1,626.29. find the common present value of the two annuities and then find n.

You decide that structural changes must be made at holden evans immediately to deal with the additional product lines. equipment and employees will have to be moved around to optimize production of all of the products in house. this shouldn't be too difficult because many of the vitamins and supplements are produced using similar processes. you have several options available to facilitate this process. which of the following methods do you think is the best choice? select an option from the choices below and click submit. because the changes may result in the loss of several key employees, you hire outside consultants who specialize in hr law. this way any employee terminations will not result in lawsuits. you select an outside consulting firm that your company has never worked with before, but it has a reputation for using new technology in product lines that are similar to yours. you select several trusted managers to facilitate the transition of operations from overseas. these individuals can gather information and also smooth any rough spots that may occur.

True or false: a fitted model with more predictors will necessarily have a lower training set error than a model with fewer predictors.

Rachel died in 2014 and her executor is finalizing her estate tax return. the executor has determined that rachel’s adjusted gross estate is $10,120,000 and that her estate is entitled to a charitable deduction in the amount of $500,000. using 2014 rates, calculate the estate tax liability for rachel’s estate.