Julia suffered a severe stroke and has been admitted to a private hospital where she is expected to remain for the rest of her life. she is certified by a licensed health care practitioner as being a "chronically ill individual." her hospital expenses amount to $280 per day. she will receive $270 per day from a $500,000 life insurance policy as an accelerated death benefit. in 2014, she was in the hospital for 10 days and received $2,700. how much of this amount is taxable