Business, 14.11.2019 23:31 wirchakethan23

10 points ! and will mark brainlest

1 define money and identify the different forms that it takes in the nations money supply..

2 describe the different kinds of financial institutions that compose the u. s. financial system and explain the services they

3discuss the functions of the federal reserve

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Answer from: cvvalle15

1) Money is a medium of exchange. We currently use coins and bills as money.

The money supply of an economy is the total amount of money available in the economy.

M1: includes all coins and bills in circulation, travelers' checks and checking accounts

M2: includes M1 + short term bank deposits and 24 hour money market funds

M3: includes M2 + long term deposits and money market funds with more than 24 hour maturity

2) Federal Reserve Banks (in other countries are called Central Banks): conducts monetary policy, maintains an effective payment system, and supervises the other financial institutions

Commercial banks: savings account, checking account, CDs, personal loans, mortgages, credit cards and business accounts and loans

Internet banks: offer the same products as commercial banks but offer their services online only

Credit unions: offer similar services as commercial banks but only to their associates, who are also the owners of the credit union (e.g. teachers' credit union, military personnel credit union)

Savings and loans associations: similar to credit union but open to diverse participants

Investment banks: raise capital for businesses and governments through the issue of securities

Brokerage firms: trade securities for individuals or organizations

Insurance companies: provide the service of transferring the risk of loss

Mortgage companies: fund mortgage loans

3) The FED's main functions include conducting monetary policy, maintains an effective payment system, and supervises the other financial institutions

Answer from: Quest

Answerfewer;

Answer from: Quest

gather the things you’ll need. it’s best to have a parent or guardian to you open an account. the parent or guardian can co-sign your account, which means that they’ll sponsor you. as co-signers, they’ll need to bring two forms of current photo id. if they only have one piece of photo id, their second id may be a current major credit card or gas card.

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10 points ! and will mark brainlest

1 define money and identify the different forms th...

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