What is true about banks in a fractional reserve banking system? a. banks must deposit all cash from depositors with the federal reserve. b. banks can lend all of the deposits that are received. c. banks have to deposit all cash from depositors in their own bank vault. d. banks face the risk of not having enough cash to meet withdrawal needs. e. banks have to purchase gold that has the value of the deposits received.

d.

Explanation:

A fractional reserve banking system allows the bank to keep only a part of the fund with them and lend out the rest of it. Fractional reserve banking is a system in which only a fraction of bank deposits are backed by actual cash on hand and available for withdrawal. In this system, there is a greater risk for bank of facing a situation where they might not have enough cash to meet withdrawal needs. Thus, option d. is correct.

being born in poverty would limit the people's chances, opportunities and benefits.

this happen because of several things, such as:

- poor people tend to gain less access to good education and nutrition. this mean that their chance to obtain high paying jobs would also be limited.

- poor people tend to socialize with other poor people while the rich tend to socialize with other rich people. this means that simply throguh their social circle, rich people would have more business opportunities compared to the poor people.

- rich people tend to have more capital in their disposal. this would benefit them in business since it is far easier for them to fund their business operation compared to poor people.

i would say their habit of breaking down.