Credit unions differ from retail banks because they are

a. owned by their members

b. owned by their employees.

c. owned and managed by private corporations

d. owned by shareholders who purchased stock

A. Owned by their members

Explanation:

Credit unions are a type of financial institution formed by a group of people to provide financial services exclusively to their members. In credit unions, members find the main services available at banks, such as checking accounts, financial applications, credit cards, loans and financing. The main difference is that in credit unions, members are both owners and users, that is, they participate in the management and enjoy the products and services.

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