What is the portion of a home's purchase price paid in cash and is not part of the mortgage loan?
a. principal
b. insurance
c. taxes
d. down payment

D) down payment

Explanation:

A down payment is the amount of money paid in cash when a person is purchasing something on credit. For example, if the price of a house is $200,000, the down payment is usually between 6-10% of the house's value = $12,000 - $20,000. The larger the down payment, the smaller the principal of the loan and the smaller the monthly payment.

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