Explain in detail how would each following events affect the u. s. money supply? a. banks decide to hold more excess reserves. b. people withdraw cash from their bank accounts for christmas shopping. c. the federal reserve sells gold to the public. d. the federal reserve reduces the interest rate it pays on deposits of depository institutions held at the fed. e. a financial crisis leads people to sell many of their stocks and deposit the proceeds in bank accounts, which are federally insured. f. the federal government sells $20 billion of new government bonds to the federal reserve. the proceeds of the sale are used to pay government employees. g. the federal reserve sells some of its government securities in tokyo for yen. h. the federal reserve increases reserve requirement. i. the federal reserve decreases the discount rate.

Ethics refers to fundamental principles of right and wrong; ethical behavior is behavior that is consistent with those principles. hrm decisions should be ethical, but the evidence suggests that is not always the case. many ethical issues in the workplace involve hrm. in the context of ethical human resource management, hr managers must view employees as having basic rights. in this activity, you will look at the four principles for ethical behavior and the basic rights employees should expect in the work environment. hr managers must view employees as having basic rights, for such a view reflects ethical principles embodied in the u.s. constitution and bill of rights. organizations often face situations in which the rights of employees are affected. ethical, successful companies act according to four principles: emphasizing mutual benefits, employees assuming responsibility for the actions of the company, companies having a sense of purpose or vision that employees value, and emphasizing fairness.