Billie decides to purchase a house by withdrawing $15,000 from her ira. billie qualifies as a first-time homebuyer. the $15,000 consists of $12,600 in nondeductible contributions and $2,400 in income earned on the plan's assets. billie will have to pay an early withdrawal penalty of:

What is product differentiation, and how can it be achieved ? what is product positioning? what conditions would head to head product positioning be appropriate?

How an absolute advantage might affect a country's imports and exports?

Sally mitchell works as a manager at an environmental organization. she is currently working on a global warming project and decides which tasks related to creating awareness about the issue need to be done. in addition, she is also deciding which members of her team will work on engaging with the public and which will work on lobbying with the government. she is also assigning people as team members to ensure that tasks are undertaken on time. which of the following categories of functions is mitchell undertaking? envisioning organizing controlling planning