Carmen’s beauty salon has estimated monthly financing requirements for the next six months as follows: january $ 9,100 april $ 9,100 february 3,100 may 10,100 march 4,100 june 5,100 short-term financing will be utilized for the next six months. projected annual interest rates are: january 5 % april 12 % february 6 may 12 march 9 june 12 what long-term interest rate would represent a break-even point between using short-term financing and long-term financing? (round your monthly interest rate to 2 decimal places when expressed as a percent. round your interest payments to the nearest whole cent. input your answer as a percent rounded to 2 decimal places.)