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You are currently paying off a student loan with an interest rate of 9% and a monthly payment of $450. you are offered the chance to refinance the remaining balance with a new 10-year loan with an interest rate of 8% that will give you a significantly lower monthly payment. refinancing in this way
a) may or may not be a good idea, depending on closing costs and how many years are remaining in your current loan term.
b) is always a good idea.
c) is a good idea if it lowers your monthly payment by at least $100.
d) should never be done
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Answers: 3
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You are currently paying off a student loan with an interest rate of 9% and a monthly payment of $45...
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