Which type of real estate loan would be best for a borrower who plans to hold a property for approximately six years, understands the benefits of leverage, and prefers predictable payments? the borrower has a good credit score, $40,000 available for a down payment, and is interested in a $275,000 property. the borrower’s dti will allow qualification for conventional or fha financing. 90% conventional, 30-year fixed rate at 5.25%, 1 point 80% conventional, 15-year at 4.75%, no points 90% 7/23 interest-only fixed-rate loan at 5.25%, no points 90% conventional, bi-weekly payment 30-year fixed rate at 5% 80% 7/1 arm at 5.0%, no points

As he explores his options, sergio notices that some opportunities appear to be riskier than others. when considering various opportunities, sergio should keep in mind that:

The amberssen specialty company is a chain of twelve retail stores that sell a variety of imported gift items, gourmet chocolates, cheeses, and wines in the toronto area. amberssen has an is staff of three people who have created a simple but effective information system of networked point-of-sale registers at the stores and a centralized accounting system at the company head- quarters. harry hilman, the head of amberssens is group, has just received the following memo from bill amberssen, sales director (and son of amberssen’s founder). harry—it’s time amberssen specialty launched itself on the internet. many of our competitors are already there, selling to customers without the expense of a retail storefront, and we should be there too. i project that we could double or triple our annual revenues by selling our products on the internet. i’d like to have this ready by - giving, in time for the prime holiday gift-shopping season. bill after pondering this memo for several days, harry scheduled a meeting with bill so that he could clarify bill’s vision of this venture. using the standard con- tent of a system request as your guide, prepare a list of questions that harry needs to have answered about this project.

While on vacation in las vegas jennifer, who is from utah, wins a progressive jackpot playing cards worth $15,875 at the casino royale. what implication does she encounter when she goes to collect her prize?