The housing market has collapsed. banks are becoming very restrictive in their lending practices. which of the following actions would the fed most likely take to encourage banks to expand lending to home buyers? increase federal funds and prime rateslower reserve requirementssell government securitiesshut down open-market operations

2. which of the following statements about interest is true? a. interest is a one-time fee that you pay for lending money. b. interest is expressed as a percentage of the amount you are borrowing. c. because interest rates tend to be small numbers, they typically don't have much effect on the price of the goods you're purchasing. d. interest is a penalty that you pay when you don't pay your bills on time.