Suppose a homeowner is reluctant to refinance until he is reasonably sure that interest rates are not going to fall appreciably from where they currently are. in this case, thehomeowner appears to be concerned about which of the following costs associated with refinancing?
a. opportunity costb. tax consequencesc. default riskd. upfront fees

multiculturalism is a particular subject of debate in certain european nations that are associated with the idea of a single nation within their country. critics of multiculturalism may argue against cultural integration of different ethnic and cultural groups to the existing laws and values of the country.so yes, multiculturalism can (and usually does) result in the host country/continent losing its culture, identity and linguistics, especially due to the raw numbers of demographic transitions.

explanation:

The first notorious hip swiveling performance that occurred has taken place on the milton berle show. it is an american television show that is classified as a comedy variety show that is being starred or led by the actor and comedian named, milton berle.