If a producer charges a service fee in addition to being paid a commission for a sale of insurance, what is required of the producer in such an

Explanation:

A Producer acting as the agent of an insurer should not be charging a fee in conjunction with negotiating, selling or soliciting a policy of insurance.  The agent’s costs and fees in that instance are already paid for by the receipt of commission from the insurer by the Producer as part of the sale.  

In instances where additional services are provided to the insured, a Producer can charge a fee that is reasonable in relationship to the service provided.  In addition, where a Producer is acting as a broker, representing the purchaser, additional fees to any commission received by the issuing insurer can be charged, so long as the fees are reasonable in connection to the service or expense and all commission received by the Producer is clearly disclosed prior to entering into the agreement. Vermont law requires a Producer to obtain a prior written agreement with a client, policyholder, or other member of the public concerning the fees or charges made by that Producer for procuring, servicing, or providing advice on insurance contracts.

answer; refusing to share information without the client's permission

answer: tell me how

explanation: