The matthews want to split their refund between savings and checking accounts. how is this accomplished, if possible?

By completing form 8888 from tax application

Explanation:

When applying for tax refund, you can transfer your amount into 2 or 3 separate accounts. If you want to split your refund then you need to complete form 8888 and attach it with tax return. This form tells IRS, in which accounts and how much you want to deposit through refund.

a. primarily outdoors, responding to emergencies and protecting people.

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