Private insurance provides numerous coverages that can be used to meet specific loss situations. for each of the following situations, identify a private insurance coverage that would provide the desired protection.

a. emily, age 28, is a single parent with two dependent children. she wants to make certain that funds are available for her children's education if she dies before her youngest child finishes college.
b. danielle, age 16, recently obtained her driver’s license. her parents want to make certain they are protected if danielle negligently injures another motorist while driving a family car.
c. jacob, age 30, is married with two dependents. he wants his income to continue if he becomes total disabled and unable to work.
d. tyler, age 35, recently purchased a house for $200,000 that is located in an area where torn does frequently occur. he wants to make certain that funds are available if the house is damaged destroyed in a tornado.
e. nathan, age 40, owns an upscale furniture nathan wants to be protected if a customer injured while shopping in the store and sues for the bodily injury.