Which type of statement says something that describes how the world currently is?

a) normative

b) positive

c) neither

b) positive

Explanation:

A positive statement refrains only to "what it is, it was or shall be"

It doesn't make any judgment of approval or disapproval. It can be tested through observation or experiment to determinate their veracity

While a normative statement makes moral or economic judgment and therefore it contains the author of the statement belief system attached to the sentence it is not partial. It cannot be tested as it is based on values

b

Explanation: because someone else said that so i assume its correct.

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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there was no passage listed but using the process of elimination i'd say it was d. the high economy would do the opposite. i don't see how low prices would affect it. high unemployment is possible but i feel d is the better answer.