You walk into Chipotle for dinner after Finance Management class, wondering how interest rates got to be 15%, and you find that you are the one millionth customer! A Chipotle employee runs up to you and tells you your prize choices. Which should you choose?

a. $100,000 now
b. $170,000 at the end of five years
c. $12,000 a year forever, starting next year
d. $20,000 per year for the next 10 years, starting next year
e. $6,500 next year and increasing 5% a year thereafter and forever