Last year, the parker family used to eat at nice restaurants almost four times a week. even though mr. parker received a 2 percent pay raise, the cost of living rose by 4 percent and property taxes went up 5% in their community. as a result, the family now eats most of their meals at home, dining out only a few times a month. this reflects: a. a decrease in the number of fine restaurants that can stay in business during times of economic downturn. b. a reaction to a loss of discretionary income. c. a significant drop in inflation rate. d. a rise in economic growth. e. a shift from spending to investing.

B) a reaction to a loss of discretionary income.

Explanation:

Discretionary income refers to the amount of money a household has left after paying for taxes, social security and basic necessities. Basic necessities include expenses related to food, housing and clothes.  

The Parker's income increased by 2%, but their basic necessities increased by a higher percent (4 and 5%), so the amount of money left for discretionary expenses like eating at nice restaurants decreased.

if i need to borrow money for anything, it would be for something like a house or an apartment but, that depend on the situation.

is this good enough?