Liam just graduated from his state university with $29 comma 000 in student loan debt. He is curious what his monthly payments will be if he repays over the standard 10 years at 5 percent. Liam also has an emergency fund that pays 3 percent. Should he use some of that money to repay his student loans early? Why?

Snuggables sells microwaveable heat packs online. their sales software collects customer/sales information and shares it with the customer service and sales departments. none of the customer complaints or suggestions reach the product development person, however. which step of the three-step processes for success is snuggables failing to use fully?