An advantage of the plan is that benefits accrue to groups of workers, high-performing workers pressure weaker performers to work harder, improving performance for the group as a whole. merit-based pay gainsharing profit sharing skill-based pay piece-rate pay

Gainsharing

Explanation: Gainsharing plan is the strategy of leadership whereby a company pursues an increased degree of performance by the investment and contribution of its workers. Here, only improvement performance is awarded thereby making the weaker performing workers work harder and improving the performance of the group as a whole. This plan also helps to improve the degree of collaboration and partnership, the impression of possession and responsibility amongst the workers.

month 1 start amount =$3287.90 interest=(3287.90x0.0145/12)3.97 total to pay=$3291.81 paid =$1200 balance =$2,091.87

month 2 starting amount= $2,091.87 interest =$25.28 total to pay =$2117.15 paid =$1200 balance $917.15

month 3 starting amount =$917.15 interest =$11.08 total to pay =$928.23 paid =$928.23 balance =$0 total to pay 1200+1200+928.23 = $3328.23 it will take 3 months to pay a total of $3328.23

i think the answer to your question is b. directive