As a top manager, Joanna works with others within her team every day in making important corporate decisions. Her preferred decision-making approach is to generate as many alternatives to problems as possible in a short amount of time. This approach is referred to as .

Brainstorming

Explanation:

In business, brainstorming is a form of group activities, in which members of the group gather together and contribute to finding a certain ideas or conclusion to a problem.

Generally , brainstorming to solve a certain problem tend to be more efficient than doing it alone since each individuals tends to have different perspective that will lead to a train of thought that other individuals never considered before. Even if the initial ideas that a member give is imperfect, other people in the group could come up with some adjustment that make the idea becomes a workable concept.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.