Another major concern for firms in the sharing economy is uncertainty around the ability of these firms to continue to consider their workers as and not employees.

Independent contractors.

Explanation:

An independent contractor is a person that provides goods or services under a contract with a company. Contractors do not work on a regular basis but as required by the employer. Contractors are subject to the law of agency and are regarded as agents representing the interests of the company.

There is uncertainty associated with persons that are independent contractors as they do not have a binding relationship with the employer. They can easily be disengaged.

commercial banking

provide online payment services

provide online banking

asset management firms

invest in people's funds in securities

accept tax return refunds

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