Instead of assigning access for each user account individually, is a more efficient and easier-to-manage approach. Centralized Authentication Role-Based Access Control (RBAC) Active Directory LDAP

Role-Based Access Control (RBAC)

Explanation:

Instead of assigning access for each user account individually, Role-Based Access Control (RBAC) is a more efficient and easier-to-manage approach.

In computer systems security, role-based access control or role-based security is an approach to restricting system access to authorized users. It is used by the majority of enterprises with more than 500 employees, and can implement mandatory access control or discretionary access control.

Hence, access need not be assigned for each user individually.

if you use only 25 for your entertainment and only 200 for the groceries that you really need and take out the 50 per month for the computer then that should be enough