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In january of year 0, justin paid $4,800 for an insurance policy that covers his business property for accidents and casualties. justin is a calendar-year taxpayer who uses the cash method of accounting. what amount of the insurance premium may justin deduct in year 0 in the following alternative scenarios? (leave no answers blank. enter zero if applicable.)
a. The policy begins on February 1 of year 1 and extends through January 31 of year 2.
b. The policy covers the business property from April 1 of year 0 through March 31 of year 1.
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